Let's talk
Let's talk

Review my loan

Get a good deal, ongoing.

For a better deal now, and for the long-term

Reviewing your home loan gives us the opportunity to switch to a more suitable offer. Whether this means a reduced interest rate, lower fortnightly repayments, more useful features, or shaving years off the life of your loan - refinancing can save you immensely.
"Toby and the team at Cape Finance were extremely helpful with organising my home loan refinance. They were efficient and very knowledgeable throughout the process. Highly recommended!
Matthew M

Home loan health check

We stay up-to-date on what's available in home loan land, and our industry-leading tech alerts us to the latest offerings from the banks.
Complementary home loan review
Ensuring the structure of your loans supports your strategy
Analysis of industry offers
Get in touch

Refinancing or repricing

We can negotiate with your lender to secure better terms, or we can move your loan to another institution, to achieve incredible benefits:
Interest rate savings
Shave years off your loans
More useful features
Leverage equity to invest
Get in touch
Access over 40 credible Australian-based lenders

Our Approach



We kick things off by meeting you to uncover your current financial situation, lifestyle, and short and long-term goals. 
Long-term goals
Key features
Ideal timeframes


There are thousands of loan options available, so we scour the market for your best fit and present you with options. 
Strategic solutions
Insight into eligibility
What to expect


The application process can feel daunting, so we work hard to make the process as clear and seamless as possible. 
Application preparation
Liaise with the lender
Work with your network


Your experience doesn't end when you sign on the dotted line. We monitor the market and help you refinance in the future.
Yearly loan reviews
Ongoing support
On demand service

What our clients say about us

See what our clients say about the Cape Finance experience
  • Clarity and speed
    After recommendation from a work colleague, I approached Toby from Cape Finance to handle our loan application. He went through all of our options and explained everything very well throughout the whole process. The greatest part of the process was the clarity and speed of response to questions and issues. We highly recommend him for his great customer service.
    Aravind P
    First home buyer
  • No issue too big!
    Toby and his team at Cape Finance did an excellent job finding my new car finance. No issue was too big for him and he went out of his way to organise my loan on a short time frame. He was professional, efficient and readily available. Toby was very helpful in securing the finance at the best rate for my new vehicle in time for me to go away in it! Thanks Toby & Cape Finance!
    Jesse B
    New car purchase
  • Saved us a lot of money
    A big thank you to Toby at Cape Finance. Very professional and helpful he has saved us a lot of money from our previous home loan provider. Highly recommended.
    Adam H
    Home loan refinance

Let's do it

Want to understand your options? Get in touch to start the conversation