Let's talk
Let's talk

Buy a home

Maximum options, minimum stress.

Securing you a loan that suits your lifestyle

Whether it's your first or fourth property purchase, the process can feel daunting. We're here to demystify finance and make sure you understand all your options. We help you maximise your borrowing capacity while ensuring your loan doesn't stretch you too far.
"The greatest part of the process was the clarity and speed of response to questions and issues."
Aravind P
First home buyer

Giving you the options

We've got access to more than 40 reputable Australian-based lenders. Once we understand your goals, ideal timeframes and current situation, we can match you to a loan product that suits.
Understanding your current and future needs
Analysing the thousands of options available
Presenting you with a shortlist of lenders
Helping you understand the implications of all the features
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Getting you approved

We've got insight into the closely-guarded policies the banks use to decide whether to approve your loan application. 
Crafting you a compelling loan application
Guiding you through the various government grant applications
Liaising with the lender and getting to 'Yes!'
Working with your network of property professionals
Get in touch
Access over 40 credible Australian-based lenders

Our Approach



We kick things off by meeting you to uncover your current financial situation, lifestyle, and short and long-term goals. 
Long-term goals
Key features
Ideal timeframes


There are thousands of loan options available, so we scour the market for your best fit and present you with options. 
Strategic solutions
Insight into eligibility
What to expect


The application process can feel daunting, so we work hard to make the process as clear and seamless as possible. 
Application preparation
Liaise with the lender
Work with your network


Your experience doesn't end when you sign on the dotted line. We monitor the market and help you refinance in the future.
Yearly loan reviews
Ongoing support
On demand service

What our clients say about us

See what our clients say about the Cape Finance experience
  • Clarity and speed
    After recommendation from a work colleague, I approached Toby from Cape Finance to handle our loan application. He went through all of our options and explained everything very well throughout the whole process. The greatest part of the process was the clarity and speed of response to questions and issues. We highly recommend him for his great customer service.
    Aravind P
    First home buyer
  • No issue too big!
    Toby and his team at Cape Finance did an excellent job finding my new car finance. No issue was too big for him and he went out of his way to organise my loan on a short time frame. He was professional, efficient and readily available. Toby was very helpful in securing the finance at the best rate for my new vehicle in time for me to go away in it! Thanks Toby & Cape Finance!
    Jesse B
    New car purchase
  • Saved us a lot of money
    A big thank you to Toby at Cape Finance. Very professional and helpful he has saved us a lot of money from our previous home loan provider. Highly recommended.
    Adam H
    Home loan refinance

Let's do it

Want to understand your options? Get in touch to start the conversation