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Let's talk

Build a home

Finance solutions to support you through your life journey

Purpose-built finance for your dream build

If you have big plans to build a home of your own, we can help you make it happen with construction finance.
"My partner and I received nothing but excellence from Cape Finance in the securing of a loan that suited our needs."
Jason V
Construction loan

Construction loan insight

Not all construction loans are created equal, and we're here to make sure you get approved for finance that suits your situation.
Great relationships with more than 40 lenders
Insight into government grant eligibility
We'll liaise with the lender and guide you through the process
Get in touch

How construction loans work

A tailor-made solution for building your own home, designed to free up cash.
Purpose-built finance designed to free up cash
Staged release of funds, in line with building progress
Minimal repayments until the build is complete
Potential governments grants
Get in touch
Access over 40 credible Australian-based lenders

Our Approach



We kick things off by meeting you to uncover your current financial situation, lifestyle, and short and long-term goals. 
Long-term goals
Key features
Ideal timeframes


There are thousands of loan options available, so we scour the market for your best fit and present you with options. 
Strategic solutions
Insight into eligibility
What to expect


The application process can feel daunting, so we work hard to make the process as clear and seamless as possible. 
Application preparation
Liaise with the lender
Work with your network


Your experience doesn't end when you sign on the dotted line. We monitor the market and help you refinance in the future.
Yearly loan reviews
Ongoing support
On demand service

What our clients say about us

See what our clients say about the Cape Finance experience
  • Clarity and speed
    After recommendation from a work colleague, I approached Toby from Cape Finance to handle our loan application. He went through all of our options and explained everything very well throughout the whole process. The greatest part of the process was the clarity and speed of response to questions and issues. We highly recommend him for his great customer service.
    Aravind P
    First home buyer
  • No issue too big!
    Toby and his team at Cape Finance did an excellent job finding my new car finance. No issue was too big for him and he went out of his way to organise my loan on a short time frame. He was professional, efficient and readily available. Toby was very helpful in securing the finance at the best rate for my new vehicle in time for me to go away in it! Thanks Toby & Cape Finance!
    Jesse B
    New car purchase
  • Saved us a lot of money
    A big thank you to Toby at Cape Finance. Very professional and helpful he has saved us a lot of money from our previous home loan provider. Highly recommended.
    Adam H
    Home loan refinance

Let's do it

Want to understand your options? Get in touch to start the conversation